Bull Call Spread

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1. What it is

Buy the lower-strike call and sell the higher-strike call, with equal quantity and the same expiration.

2. Why use it

Reduce the cost of a bullish call by giving up gains above a higher strike.

3. How the numbers work

SPY · Teaching example · Reference price $500

All option legs have the same expiration. Premiums are per share. Each standard contract represents 100 shares.

Contracts
SideOption typeStrikeQuantityPremium
BuyCall50015
SellCall52012
Net premium
−5 × 1 + 2 × 1 = -$3.00 × 100 = -$300.00
Maximum expiration profit
$1,700.00
Maximum expiration loss
$300.00
Expiration breakeven
$503.00
Expiration scenarios
Underlying at expirationProfit / loss
500-$300.00
503$0.00
520$1,700.00

Illustrative prices, before fees. Expiration payoffs exclude early assignment and changes in time value or volatility. Editing strikes keeps the entered premiums; no market quotes are fetched.

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4. How it changes

Net delta is positive. The legs partly offset gamma, theta and vega; their net signs can change as price crosses the spread.

5. What to watch for

For an intact same-expiration spread, the debit is the maximum expiration loss and strike width minus debit is the maximum profit.

A higher underlying price stops adding expiration profit above the short strike. Assignment can create stock exposure if the legs are handled separately.