Bear Call Spread

1. What it is

Sell the lower-strike call and buy the higher-strike call at the same expiration and quantity.

2. Why use it

Collect premium for a price ceiling view, with a higher call limiting the loss.

3. How the numbers work

View example
  • Sell 1 × Call · Strike 100
  • Buy 1 × Call · Strike 105

All option legs have the same expiration.

Option premium received
2
Expiration breakeven
102
Maximum expiration profit
2
Maximum expiration loss
3
  • Underlying at expiration 100Profit 2
  • Underlying at expiration 110Loss 3

4. How it changes

Net delta is negative. Time passing can help around the profitable region, while an upward move can quickly change the net delta through gamma.

5. What to watch for

Maximum expiration loss is strike width minus credit for the intact spread. Closing or exercising one leg changes that bound.

Bearish does not mean a decline is required: the position can profit if price stays below the short strike. The actual entry credit determines the breakeven.

Examples use illustrative entry prices and amounts per underlying unit, before costs. Contract amounts require the contract multiplier. Expiration payoffs assume the illustrated legs remain intact; earlier position values and exercise or assignment outcomes can differ.